⚑ Pennsylvania Flood Insurance

Your Policy Won't
Cover a Flood

Standard home and business policies exclude flood damage — and just an inch of water can cost tens of thousands. We shop NFIP and private flood carriers to get you properly covered, often for less than you'd expect. A licensed PA advisor, not a call center.

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NFIP (FEMA) WRIGHT FLOOD NEPTUNE HISCOX CHUBB PALOMAR ZURICH

What most property owners get wrong about flood

Not covered

Your policy excludes it

Standard home and commercial property policies don't cover flood. Without a separate policy, a single storm comes straight out of your pocket.

Not just high-risk

Low-risk floods too

More than 20% of flood claims come from low-to-moderate risk areas. If it can rain where you are, it can flood where you are.

You have options

Private can beat NFIP

You're not stuck with NFIP's rate. We shop private flood carriers that often cost less and cover more — and we quote both so you can compare.

A REAL PA ADVISOR, NOT A CALL CENTER

Fill out the form above, and a licensed Pennsylvania advisor pulls quotes from NFIP and our private flood carriers, reviews your flood zone, and gets you properly covered — without overpaying.

✓ Quotes from NFIP and private flood carriers
✓ Flood zone & elevation review
✓ A real person, based in PA
Call (484) 451-8883
Why it matters

Just one inch of floodwater can cause more than $25,000 in damage. NFIP policies also carry a 30-day waiting period before coverage starts — so the time to get covered is before the water, not after.

“

A professional agency that always provides fair pricing for comprehensive insurance to cover business needs. This agency provides top-notch customer service which sets it apart from other agencies.

— Spruce Street Investments, Client
© Thomas McKee Insurance Agency, Ltd · Havertown, PA Independent · Licensed in Pennsylvania · (484) 451-8883